say Ratesetter sits proudly at number one spot on my list. Read Full Review, The whole process from start to finish was fantastic. !… Here’s to taking control of situations and this loan helping me become debt free . RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … (2 reviews written), I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. You've already flagged this Jo Ryan 2 reviews. 57 RateSetter reviews. This kind of technical niggle is really off putting! Needed a top up to buy the car I wanted. !… Some days passed and no email arrived. Could not ask for more..........Brilliant… RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. I have been with Ratesetter several years and have invested mainly in the … I have invested with multiple peer to peer lending sites, and I have to Share. Read More, " I will definately be recommending ratesetter to friends and family… When I didn't need a loan I was being offered the best rates available. I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. Keep up the good work !… If there is one aspect that could have been better, I would have preferred my actual interest rate to be close to the… by Read Full Review. MFOW (1 review written). Not true at least from 2017 when I changed the bank details for my direct debit due to opening a new account, everything went smoothly. RateSetter's standards are reassuring for all types of lending. I received an excellent service with a great rate. " by It mostly targets borrowers in the prime lending … Try as I might, there was absolutely nothing that I could think to dislike!… OMG! I have been investing in Ratesetter’s loans since early 2015. ... View Personal Loan Leaderboard. Loans … On top of that, they have a nice website where you can view outstanding, pay extra off etc. I have invested with multiple peer to peer lending sites, and I have to say Ratesetter sits proudly at number one spot on my list. Written on: 23/12/2014 Would recommend. Everything happened easily and quickly. They were so good at complying with how busy I am. The rolling 1 month … Peer to Peer Lending from RateSetter 4.90 from 5042 reviews. Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, Simple to use, highly efficient response. This puts me right off investing with Ratesetter! RateSetter Review. I then tried to open and account in my wifes name. There is also a very handy upfront soft credit check which lets you know the likelihood of being accepted without recording a hard search on your credit file. " Nice Website. An email was soon received from customer service welcoming me to RateSetter. Zero to complain about, not the usual financial service. And my loan was approved within minutes. I sell on Amazon, earning a full time income working just 7 to 10 hours per week. They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. Read Full Review, Written on: 07/01/2015 I was not going to allow them to make money lending my money if they can't help me when I ask, A very quick, professional, simple & efficient way of getting a loan. No fuss… RateSetter Review I am very happy with RateSetter because it was very quick and easy to apply for a loan. (2 reviews written), I had ratesetter account and not been using much since couple months ago. RateSetter is authorised and regulated by the Financial Conduct Authority (ref. First of all the interest rates were fantastic. Read Full Review. RateSetter is part of Metro Bank, but everything to do with your loan will be managed through us. Read Full Review, This is very true of this company I had loan and money invested with them they refused a extra loan. 722768). Loans … In the past I’ve taken out personal loans, car loans … 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. This is a very good feature and played an important role in my selecting RateSetter to borrow from. The platform features a provision fund designed to cover any … Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… Very quick and smooth effective service, I’m really happy, Sorted out very quickly gave me an answer right away money was in the bank the next day. It was all completed quickly and painlessly. RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. Sentaiwarrior Personal loans for me isn’t fundamental towards my success, but very helpful. Thank you… Made up!! (2 reviews written), Ok I have 4 loans one big one and 2 small ones. Read Full Review, I have to say this is the first time I have ever used this company and I have received excellent service. The number of recent negative reviews of RateSetter is quite astonishing and unjustified. RateSetter sells property finance portfolio to Shawbrook Bank. (2 reviews written), I call the helpline with an enquiry, the first gentleman was completely uninterested and unhelpful from which i gained no information. The interest rate offered by RateSetter was lower than that of many high street lenders. AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. Read More, " I would definitely recommend, Finally, a company that lives up to what it promises. manchesterred33 ... simple, safe and informative. RateSetter … (2 reviews written), by The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. Hassle free, quick. " The website refused to accept the application because it claimed already to have… You can also read our community reviews and hear what others have to say about their experience with RateSetter. Similar Products (133) Zopa Loan from Zopa 4.93 from 22743 reviews. Read Full Review, Written on: 05/12/2013 Quick and efficient. I highly recommend Ratesetter for your next car loan. RateSetter 16 Dec 2020. I called the help line and they said they would send me an email confirming the information they wanted. Read Full Review, The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. Comparison rates for loans 4 years and above are based on an unsecured personal loan of … To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! (1 review written), Ratesetter from an investors viewpoint. An email was soon received from customer service welcoming me to RateSetter. Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. RateSetter acts as an intermediary, matching up all the lovely people who want to lend their money with those who want to borrow it! by by But after just two months later I needed that money urgently and I decided to draw without paying too much fees. It highlighted registration and login information to aid setting up my new personal account with RateSetter. Use our NO FEE enquiry service for an Instant Quote from RateSetter Loans & Other Lenders. A Light In a Dark Place It was also easy to settle the loan a few months later without any fuss or hassle. The substantial provision fund also provides peace of mind. Written on: 03/10/2014 Well done to these guys, So far so good, very easy pain free application and acceptance. manchesterred33 The computer told me to call the help line. RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. " Read Full Review, I found this loan on line on a compare site. I start transfer money to rate setter and I invest total of £22,500. Read the full review to find out if RateSetter loans … by Written on: 07/04/2019 Great manner and attitude of staff and a price that was right. Read Full Review, Written on: 11/12/2013 Today I received over 95% of my balance and expect the remainder over the next couple of weeks. Once re-directed to the RateSetter website my application was quick and easy. I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. I seem to have went backwards. I have a special love for Ratesetter as it took my peer to peer lending virginity without … Great service! !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. Nice and simple to apply, money was in next day! Therefore, part two of our review … (1 review written), Ratesetter have serious problems with their website and the help line is useless. Read Full Review, Was recommended to this site by Experian Credit Expert as I was concerned that a refusal would affect my credit rating - although I have a high rating of 999 with Experian I am very careful on these issues. For the first time ever, i recommend this financial service… Robster500 Read Full Review, What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! Read Full Review, " i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! We received a great rate for our loan with all information provided upfront. (1 review written), Changed my bank details back in Nov 2014, they are still trying to take from my old bank leaving me with £35 charges a time after speaking and emailing them 7 times! In part one of our Ratesetter review, I talked about the frustration I have had personally when investing in Australia and looked to Ratesetter as an alternative.. Then I showed how easy it is to sign up to and start investing. The online form was user-friendly to complete. Good Rate. Car Fiance. This is the first time I have taken a loan and couldnt be happier. Kaygisiz Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … RateSetter Australia Reviews 944 • Excellent . Funded my Europe trip with IndusInd Bank personal loan The process was very simple and took minutes to complete. Learn more about RateSetter and its products by browsing the services it offers. Read Full Review, Its a long time since I have received service of this standard from any business such as this! No problems at all throughout the whole process, so I could definitely recommend and would use again… Efficient transaction and a top rate to boot.I would recommend to anyone to make RateSetter your first point of call. RateSetter is a trading name for Retail Money Market Limited (company no. This view of RateSetter is the latest in my series of reviews … RateSetter is authorised and regulated by the Financial Conduct Authority (ref. dazam Everything! I tried to open an account in my name. AVOID !!! What was to like about the service that I received? Oh dear! I have been with Ratesetter several years and have invested mainly in the 5 year fund, it has produced a 5.5% return so far which I am very happy with. As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… extremely poor service! 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